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Credit Bureau Association Draws Up Code of Conduct

October 14, 2021

Department of Justice and Constitutional Development

The Credit Bureau Association (CBA) has submitted a Code of Conduct to the Information Regulator.

The justice and constitutional development department announced the receipt of the Code of Conduct in Government Gazette 45306.

The CBA s a voluntary industry body representing 11 of the registered credit bureaus within South Africa.

Section 61(2) of the Protection of Personal Information Act (POPIA) stipulates that the Regulator must give notice in the Gazette that the issuing of a Code of Conduct is being considered.

According to the Regulator, the Code of Conduct deals with how personal information will be processed in the credit sector.

The Code of Conduct is designed to promote appropriate practices by members of CBA governing the processing of personal information in terms of POPIA.

It governs the processing of personal information (including consumer credit information) by credit bureau that are members of CBA in compliance with POPIA and the National Credit Act.

Comment is invited within 14 days of the date of publication.

Meanwhile, in a statement, the department has announced that the justice and correctional services minister, Ronald Lamola, has set up the Rationalisation Committee to assist the department to “develop transformative solutions and address systemic barriers which inadvertently impede access to justice”.

According to the department, access to justice in South Africa is “severely curtailed by the lingering effects of apartheid judicial demarcations and spatial planning”.

The Rationalisation Committee aims to assess the judicial establishment of each Division of the High Court of South Africa in order to ensure that there is an equitable distribution of judicial posts across all divisions.

The committee plans to submit a report with recommendations in six months.